Panama Mortgages

If You Are Looking To Apply For A Mortgage For The Acquisition Of A Property In Panama, Or You Need To Apply For A Mortgage For The Purchase Of A Commercial Establishment, We Can Guide You In The Proper Presentation Of Documents To Obtain Your Mortgage With Local Banks. We Do The Appropriate Lobbies To Introduce You Into The Correct Local Banking Officers To Acquire your Home.

Local banks regularly finance loans for the acquisition of new homes or apartments for a period of 30 years at a rate of between 3% and 5% per year. Regularly, financing is granted to nationals and foreign residents up to 70% of the value of the mortgaged property.

The approval of a mortgage loan to foreign investors or non-residents is somewhat more difficult to obtain since the documentation requested must be very well supported, and regularly the mortgage terms for this type of clients are lower (from 10 to 15 years) with higher interest rates (between 7% to 9%), since the Panamanian banking system considers this type of investors as difficult to verify their credit profile.

It is important to mention that in Panama, the annual mortgages interest rate is variable and subject to changes in the Reference Rate of the International Market, which is reviewed quarterly by local banks.

For more information about Mortgages in Panama... Contact us! or call us: +507-3918878



  • SL55 Tower, 17th floor, Samuel Lewis Ave
  • +507-3918878 

© Copyright Panama Bank Accounts